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Quote & Cover

Everything you need to get a quote and arrange cover for your clients.

We know that getting quotes and cover for clients is a critical part of an adviser’s role, so our teams work closely together to make things as easy as possible. 

Communication is key, and our teams are available Monday to Friday 9am to 5pm to help. You can reach our sales support team on 0800 917 2111.  

To help you further, everything you need to get a quote and cover on risk can be found here.

Getting a quote Collapsed Expanded

If you are not currently registered with MetLife to quote we will require the following: 

Fill in an Intermediary Registration Form. This enables us to establish Terms of Business and set up an agency for your firm. Once you have completed the form, you can scan it and send it to aagency@metlife.com

To request a quotation for a Group Life (including Flexible Benefits) and / or Group Income Protection policy, please email ebnewbusiness@metlife.uk.com and include the details requested below. 

To get a Group Life quote from us, we will need the following information: 

· Company name

· Location

· Nature of business

· Overseas travel

· Is the company currently insured?

· Claims and medical underwriting information/history (past 5 years)

· Details of any members who have been off sick for more than 90 days within the last 12 months

· Policy design, which should include the following:

o Benefit basis 

o Termination age

· Membership data, which should include the following:

o Employee names/identifiers 

o Category identifiers (where there is more than 1 category)

o Dates of birth

o Gender

o Occupation

o Workplace postcode 

o Salary

Download our Group Life proposal form (including Flexible Group Life) here

 

To get a Group Income Protection quote from us, we will need the following information: 

· Company name

· Location

· Nature of business

· Overseas travel

· Claims and medical underwriting information/history (past 5 years)

· Details of any members who have been off sick for more than 90 days within the last 12 months

· Policy design, which should include the following :

o Basic benefit and any offsets

o National Insurance and/ pension contributions (if applicable)

o Salary definition

o Eligibility 

o Escalation to benefit (if applicable)

o Deferred period 

o Payment period 

o Termination age

· Membership data, which should include the following:

o Employee names/identifiers

o Category identifiers (where there is more than 1 category)

o Dates of birth

o Gender

o Occupation

o Workplace postcode

o Salary

Download our Group Income Protection proposal form here

For more information regarding how MetLife holds, processes and transfers your information, please refer to our privacy policy

 
Arranging cover Collapsed Expanded

If your client would like to accept a quote, follow the steps below to arrange cover.

Confirm the quote you are accepting and send this over to our in-house sales team via email at ebnewbusiness@metlife.uk.com, who will be able to place the policy on risk subject to the caveats being answered on the quotation.  

Please provide the following if known:

  • Start date
  • Will the client be using the MetLife Master Trust (Registered Group Life policy only)? 
  • Payment method (Cheque, Standing Order, Direct Debit etc)?
  • Payment frequency (annual, monthly etc)?
  • Will the payment be made by the insured company? 
  • Annual review Date?
  • Confirmation that the assumptions are correct? 

 

Once we have the above confirmed we can then proceed with placing the policy on risk. Please note, in order to place a policy on risk, we will require all caveats to be confirmed in writing, (email is acceptable) by 3pm the day prior to inception. 

At this stage you will be sent the proposal form and Master Trust form (if required) by your Account Manager or a member of the sales support team. The completed proposal form can follow within 30 days of the policy’s inception date. 

Forms are available to download from our document library.

Confirming Cover Collapsed Expanded

Once you have confirmed the quotation that your client would like to go on risk with, our sales team will process the request and confirm when the policy is active. The invoice and accounts will follow in due course.

If any members need medical underwriting we will let you know so that a Health Questionnaire can be completed. 

1. The employer should complete the initial policy details.

2. The member should complete questions about their lifestyle and medical history.

Download our Health Questionnaire form

Group Life Master Trust Collapsed Expanded

The MetLife Master Trust helps reduce administration and cost for your client. All employers wishing to insure lump sum death benefits for their staff with a MetLife Registered Group Life policy can choose to participate in the MetLife Master Trust. All they need to do is sign a Deed of Participation which is included at the end of the proposal form here.