Investment Funds

• MetLife BlackRock Global Growth Fund (target volatility at or around 15%)
• MetLife Fidelity Corporate Bond Fund 3 Year Duration
• MetLife Fidelity Corporate Bond Fund 5 Year Duration
• MetLife Fidelity Corporate Bond Fund 10 Year Duration
• MetLife Fidelity Corporate Bond Fund 16 Year - Duration
• MetLife Fidelity Corporate Bond Fund 20 Year - Duration

• Managed Wealth Portfolio – Foundation - (target volatility at or around 5%)
• Managed Wealth Portfolio – Min - (target volatility at or around 6%)
• Managed Wealth Portfolio – Mid - (target volatility at or around 8%)
• Managed Wealth Portfolio – Max (target volatility at or around 10%)

• MetLife Aggressive Index Portfolio
• MetLife Balanced Index Portfolio
• MetLife Cautious Index Portfolio (S2)
• MetLife Conservative Index Portfolio (S2)
• MetLife Defensive Index Portfolio (S2)

• MetLife Aggressive Index Portfolio
• MetLife Balanced Index Portfolio
• MetLife Cautious Index Portfolio (S1) 
• MetLife Conservative Index Portfolio (S1)
• MetLife Defensive Index Portfolio (S1)

• MetLife Aggressive Managed Portfolio
• MetLife Balanced Managed Portfolio
• MetLife Cautious Managed Portfolio (S2)
• MetLife Conservative Managed Portfolio (S2)
• MetLife Defensive Managed Portfolio (S2)

• MetLife Aggressive Managed Portfolio
• MetLife Balanced Managed Portfolio
• MetLife Cautious Managed Portfolio (S1)
• MetLife Conservative Managed Portfolio (S1)
• MetLife Defensive Managed Portfolio (S1)

• MetLife Invesco Perpetual Income
• MetLife JPM Emerging Markets
• MetLife Jupiter Global Managed
• MetLife UK Fixed Interest Index

• MetLife Fidelity Cash Fund (closed to switches in)
• MetLife BlackRock ICS Sterling Liquidity Fund

• MetLife BlackRock Global Growth Fund - (target volatility at or around 15%)
• MetLife Fidelity Corporate Bond Fund 3 Year Duration
• MetLife Fidelity Corporate Bond Fund 5 Year Duration
• MetLife Fidelity Corporate Bond Fund 10 Year Duration
• MetLife Fidelity Corporate Bond Fund 16 Year Duration
• MetLife Fidelity Corporate Bond Fund 20 Year Duration

• Managed Wealth Portfolio – Foundation - (target volatility at or around 5%)
• Managed Wealth Portfolio – Min - (target volatility at or around 6%)
• Managed Wealth Portfolio – Mid - (target volatility at or around 8%)
• Managed Wealth Portfolio – Max - (target volatility at or around 10%)

• MetLife Aggressive Index Portfolio (S3)
• MetLife Balanced Index Portfolio (S3)
• MetLife Cautious Index Portfolio (S3)
• MetLife Conservative Index Portfolio (S3)
• MetLife Defensive Index Portfolio (S3)

• MetLife Aggressive Index Portfolio Series 1
• MetLife Balanced Index Portfolio Series 1
• MetLife Cautious Index Port 2 Life
• MetLife Conservative Index Port 2 Life
• MetLife Defensive Index Port 2 Life

• MetLife Cautious Index Portfolio Series 1
• MetLife Cautious Index Secure (Capital) Portfolio Series 1
• MetLife Conservative Index Portfolio Series 1
• MetLife Conservative Index Secure (Capital) Portfolio Series 1
• MetLife Defensive Index Portfolio Series 1
• MetLife Defensive Index Secure (Capital) Portfolio Series 1

• MetLife Aggressive Managed Portfolio (S3)
• MetLife Balanced Managed Portfolio (S3)
• MetLife Cautious Managed Portfolio (S3)
• MetLife Conservative Managed Portfolio (S3)
• MetLife Defensive Managed Portfolio (S3)

• MetLife Aggressive Managed Portfolio Series 1
• MetLife Balanced Managed Portfolio Series 1
• MetLife Cautious Managed Port 2 Life
• MetLife Conservative Managed Port 2 Life
• MetLife Defensive Managed Port 2 Life

• MetLife Aggressive Managed Portfolio Series 1
• MetLife Balanced Managed Portfolio Series 1
• MetLife Balanced Managed Secure (Capital) Portfolio Series 1
• MetLife Cautious Managed Portfolio Series 1
• MetLife Cautious Managed Secure (Capital) Portfolio Series 1
• MetLife Conservative Managed Portfolio Series 1
• MetLife Conservative Managed Secure (Capital) Portfolio Series 1
• MetLife Defensive Managed Portfolio Series 1
• MetLife Defensive Managed Secure (Capital) Portfolio Series 1

• MetLife BlackRock UK-Life
• MetLife Far East Equity Index-Life
• MetLife Fidelity European Life Fund
• MetLife Invesco Perpetual Corporate Bond Life Fund
• MetLife Invesco Perpetual Income Life Fund
• MetLife JPM Emerging Markets Life Fund
• MetLife Newton International Bond Life Fund
• MetLife Schroder UK Alpha Plus Life Fund
• MetLife UK Equity Index-Life
• MetLife UK Fixed Interest Index Life Fund

• MetLife Fidelity Cash Life Fund (for policies sold before 10/2009)
• MetLife Fidelity Cash Life Fund (closed to switches in)
• MetLife BlackRock ICS Sterling Liquidity Fund

• MetLife BlackRock Global Growth Fund - (target volatility at or around 15%)
• MetLife Fidelity Corporate Bond Fund 3 Year Duration
• MetLife Fidelity Corporate Bond Fund 5 Year Duration
• MetLife Fidelity Corporate Bond Fund 10 Year Duration
• MetLife Fidelity Corporate Bond Fund 16 Year Duration
• MetLife Fidelity Corporate Bond Fund 20 Year Duration

• Managed Wealth Portfolio – Foundation - (target volatility at or around 5%)
• Managed Wealth Portfolio – Min - (target volatility at or around 6%)
• Managed Wealth Portfolio – Mid - (target volatility at or around 8%)
• Managed Wealth Portfolio – Max - (target volatility at or around 10%)

• Protected Growth Fund 70% protection of highest ever unit price
• Protected Growth Fund 80% protection of highest ever unit price
• Offshore - Protected Growth Fund 90% protection of highest ever unit price

• MetLife Aggressive Index Portfolio 
• MetLife Balanced Index Portfolio 
• MetLife Cautious Index Portfolio 
• MetLife Conservative Index Portfolio 
• MetLife Defensive Index Portfolio  

• MetLife Aggressive Managed Portfolio 
• MetLife Balanced Managed Portfolio 
• MetLife Cautious Managed Portfolio 
• MetLife Conservative Managed Portfolio 
• MetLife Defensive Managed Portfolio  

• MetLife Fidelity Cash Life Fund (closed to switches in)
• MetLife BlackRock ICS Sterling Liquidity Fund
  

• MetLife BlackRock Global Growth Fund - (target volatility at or around 15%)
• MetLife Fidelity Corporate Bond Fund 3 Year Duration
• MetLife Fidelity Corporate Bond Fund 5 Year Duration
• MetLife Fidelity Corporate Bond Fund 10 Year Duration
• MetLife Fidelity Corporate Bond Fund 16 Year Duration
• MetLife Fidelity Corporate Bond Fund 20 Year Duration

• MetLife BlackRock ICS Sterling Liquidity Fund

• MetLife Aggressive Managed Portfolio Series 1
• MetLife Balanced Index Portfolio Series 1
• MetLife Cautious Index Portfolio Series 1
• MetLife Conservative Index Portfolio Series 1
• MetLife Defensive Index Portfolio Series 1
• MetLife Balanced Index Secure Portfolio Series 1
• MetLife Cautious Index Secure Portfolio Series 1
• MetLife Conservative Index Secure Portfolio Series 1
• MetLife Defensive Index Secure Portfolio Series 1

• MetLife Aggressive Managed Portfolio Series 1
• MetLife Balanced Managed Portfolio Series 1
• MetLife Cautious Managed Portfolio Series 1
• MetLife Conservative Managed Portfolio Series 1
• MetLife Defensive Managed Portfolio Series 1
• MetLife Balanced Managed Secure Portfolio Series 1
• MetLife Cautious Managed Secure Portfolio Series 1
• MetLife Conservative Managed Secure Portfolio Series 1
• MetLife Defensive Managed Secure Portfolio Series 1

• MetLife Invesco Perpetual Income Pension Fund
• MetLife Japan Equity Index Pension Fund

• MetLife Fidelity Cash Pension Fund

The Financial Services Compensation Scheme (FSCS) has been set up to provide protection to consumers in the event of an authorised financial services firm, such as MetLife Europe d.a.c. (MetLife), being unable to meet the financial claims being made against it.

It is important that you note that the cover the FSCS provides will depend on the type of investment that you hold, and that in some circumstances you would be unable to make a claim under the scheme.

MetLife, as an insurer, is covered by the FSCS in respect of long term insurance business, which includes life assurance and pensions. If it becomes unable to meet the financial claims being made against it, you may be entitled to compensation from the Scheme. The maximum level of compensation for claims against insurers declared in default is 100% of the claim with no upper limit.

All investment funds offered by MetLife ultimately invest in a fund managed by an external fund manager. These funds are often referred to as a ‘mirror fund’.

When you make an investment with MetLife you are buying units in the MetLife ‘mirror fund’ and not the external fund its self.  The investment in the external fund is made by MetLife.

If the external fund manager or company were unable to meet their financial obligations, no claim could be made under the FSCS.

It should be noted that it is a requirement of a fund manager to appoint a custodian that holds customers' securities for safekeeping in order to minimize the risk of their theft or loss. Since they are responsible for the safety of assets and securities that may be worth hundreds of millions or even billions of pounds, custodians generally tend to be large and reputable firms.

For further information see www.fscs.org.uk or telephone 0800 678 1100.

All MetLife funds are classed as a “mirror funds”. This means the funds ultimately invest in an underlying fund(s) that is managed by an external fund manager. Although the “mirror fund” will track the performance of the underlying external fund, the performance may not be the same. The main reasons will be differences in charges; the way the funds are taxed and any accruals or cash that is held in our “mirror fund”.

Additionally the unit price of the “mirror funds” will be different from the underlying external fund. This is due to the fact that the MetLife funds will have launched on different dates from the respective underlying external funds (often at a different starting price) and will have performed differently.