Please read the following terms and conditions carefully before using this MetLife website. The following terms and conditions apply to your use of this website and we may add to or supersede certain provisions of these terms and conditions with other provisions located in other parts of a MetLife group website. You should review these terms and conditions regularly as they may change at any time at our sole discretion. By using this website you indicate that you accept these terms and conditions of use and that you agree to abide by them.
Whilst we take reasonable steps to ensure the accuracy of the information contained within the pages of this website, we do not guarantee the accuracy or completeness of this information, nor are we responsible for any errors or omissions. As the validity of the information on this website can be verified by you contacting us using the contact details below, we shall not be responsible for any loss or damage caused by your use of the information contained on this website. We shall also not be liable to you for your use of this website unless we breach a legal obligation owed to you and your loss or damage is reasonably foreseeable.
In addition, if you are using this website in connection with a business or any commercial purposes, we shall not be liable for any loss resulting from your use or reliance upon this website or for any loss of use, profits, revenue, data or anticipated savings or any indirect, special or consequential damages or losses, whether such losses arise in contract, tort (including negligence) or on any other basis whatsoever.
2. We do not have responsibility for links to third party content
Links to third party websites are provided for your convenience and information only. As the content of any linked websites is not under our control, we are not responsible for such linked websites and make no representation as to the legality, quality or suitability of their content. We reserve the right to terminate a link to a third party website at any time. The fact that we provide a link to a third party website does not necessarily mean that we endorse, authorise or sponsor that website, nor that we are affiliated with the third party website's owners or sponsors.
If you wish to link to any MetLife group website, please contact our webmaster. If you are a MetLife group customer and wish to link your website to this website, please contact your MetLife representative for instructions.
4. Access to our website
We take reasonable steps to ensure this website is available and accessible but there will be times when the website will not be available and accessible. Therefore, we will not be liable if for any reason the website is unavailable at any time or for any period. We are not responsible for any technical problems you may experience whilst using this website. However, should you experience technical problems and require assistance, please contact us using the ‘contact us’ function on the website.
5. Proprietary rights and restricted use
This website's content is copyrighted and protected by worldwide copyright laws and treaty provisions. In addition, this website's content is protected by trademark laws, the laws of privacy and publicity and communication and financial services laws and regulations. You are not authorised to post on or transmit to or from this website any unlawful, threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law.
You may print a copy of the information contained herein for your own use only. Subject to this, you may not sell, copy, publish, distribute, reproduce and/or create any derivative works from the information on this website. You may not redeliver any of the content or the pages, text, images or the content of this website using "framing" or similar technology, and you may not link to any page of this website without our prior written permission. You may request permission by contacting us using the contact details below.
6. Intellectual Property
Unless we have clearly stated otherwise, MetLife Europe Insurance Limited and/or MetLife Europe Limited are the owners of all intellectual property rights in the content of this website. This includes (but is not limited to) copyright in the text, graphic images and layout contained in this website. METLIFE and other trademarks and service marks of Metropolitan Life Insurance Company, or its subsidiaries or affiliates that may be referred to on this website are the property of Metropolitan Life Insurance Company or one of its subsidiaries or affiliates.
Other parties' trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of MetLife, Inc., Metropolitan Life Insurance Company, MetLife or the MetLife logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this website, without prior written permission. You are not authorised to use the MetLife logo as a hyperlink to this website, unless you obtain our written permission in advance.
7. We are not providing investment advice or soliciting offers
Nothing in this website constitutes or should be construed to constitute investment advice. The information contained on this website shall in no way be construed to constitute a recommendation with respect to the purchase or sale of any security or any insurance product. You should not rely on any information or opinions contained in this website for the purposes of making an investment decision but should obtain relevant and specific professional advice.
This website is provided for information purposes only. Investor relations materials and any other information that you may access from any MetLife group website are not offers to sell or solicitations of any offer to buy any security or any insurance product. No security offered by MetLife, Inc., its subsidiaries or affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities law or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity that is not properly licensed to do so in such jurisdiction.
8. All MetLife products, programs and services may not be available in your area
This website is controlled by us from our offices within the United Kingdom. Except as specifically stated, we make no representation that the content or materials on this website are appropriate or available for use in locations outside the United Kingdom. Accessing this website content or materials from jurisdictions where such access is illegal or unlawful is prohibited. If you choose to access this website from locations outside the United Kingdom, you do so at your own risk and are responsible for compliance with applicable local laws.
The laws of England and Wales will govern these terms and conditions and your use of this website, without giving effect to any principles of conflicts of laws and you agree to submit to the non-exclusive jurisdiction of the courts of England and Wales in relation to any claim, dispute or difference arising from these terms and conditions or your use of this website.
MetLife Inc. and its affiliates and subsidiaries are not authorised to do business in every jurisdiction. Information that we publish on this website may contain references or cross-references to products, programs or services of MetLife, Inc., its subsidiaries or affiliates that are not available in your state or country. Please contact us for information regarding the products, programs and services that may be available to you.
METLIFE EUROPE LIMITED (UK BRANCH)
METLIFE EUROPE IRELAND LIMITED
METLIFE PENSION TRUSTEES LIMITED
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