Trustee Investment Plan

Have a more confident retirement. Decide how much of your Self Invested Personal Pension or Small Self-Administered Scheme you want to guarantee.

  • Choose from a guaranteed level of income for life or a guaranteed lump sum 
  • Start taking your income today or allow your savings the opportunity to grow until you’re ready 
  • Protect your income against market downturns 
  • Enjoy the potential to increase your guaranteed benefit on a daily basis 
  • Benefit from the flexibility to withdraw from your pension pot, if you need to 
  • Have peace of mind with a guaranteed death benefit
Find out more about the Trustee Retirement Portfolio
Discover more about the Trustee Retirement Portfolio

Tailor your pension plan around you. Choose from a range of risk-rated investments without transferring your pension scheme 

Our Trustee Retirement Portfolio allows trustees to invest in our funds. So whether you’re still saving for retirement, ready to retire or already in retirement, you can access a range of fund options and decide how much of your Self Invested Personal Pension (SIPP) or Small Self Administered Scheme (SSAS) you want to guarantee. 

How does it work?

You can pay in a lump sum from your SIPP/SASS and can choose from a guaranteed level of income for life or a guaranteed capital amount at the end of your chosen term. 

A guaranteed level of income for life

Our Secure Income Option provides you with a guaranteed level of income for life, regardless of market fluctuations. You can choose to start taking your income now or at a later date. 

How can I benefit? 

  • A known minimum level of income for life
  • Protects your income from market downturns
  • Potential to increase your guaranteed benefit on a daily basis
  • Ability to start, stop and re-start your income whenever you need to – and an annual compound % increase, applied daily, whenever you’re not taking an income 
  • Flexibility to access your investment if you need to
  • You can also make regular contributions into the Secure Income Option.
A guaranteed capital amount

Our Secure Capital Option gives you the certainty that your investment is safe.   

How can I benefit? 

  • A guaranteed capital lump sum at the end of your chosen term, regardless of market downturns    
  • Flexibility to access your investment if you need to
  • Potential to increase your guaranteed benefit on a daily basis
  • A medium to long-term investment
Other options

You can also invest in one of our non-guaranteed funds or Protected Growth Funds, with the flexibility to choose a different option at any time. By choosing from a range of investment options, you can build a pension plan structured around your personal, financial and tax needs. 

Important information
The value of your investment, and any income taken from it, can go down as well as up and you may get back less than you invested.
The MetLife Secure Capital Option provides a guaranteed death benefit or amount at the end of a chosen term. If you switch out or cash in your investment before the end of this term, you will receive the underlying value of your investment.
The MetLife Secure Income Option provides a guaranteed level of income for life and death benefit. If you switch out or cash in your investment you will receive the underlying value of your investment.
Any payment you ask MetLife to make from your policy to a Financial Adviser will reduce the value of your investment, and proportionately, any amounts guaranteed.