Pensions

Live life with confidence. For peace of mind in retirement, you need a solution that offers you greater certainty.

  • A guaranteed level of income for life or a guaranteed lump sum 
  • Start taking your income today or allow your savings the opportunity to grow until you’re ready 
  • Protection against market downturns 
  • Enjoy the potential to increase your guaranteed benefit on a daily basis 
  • Benefit from the flexibility to withdraw from your pension pot, if you need to 
  • Have peace of mind with a guaranteed death benefit

Please note: Applications for this product are now closed for new business. Existing customers will continue to receive the benefits and certainty that their MetLife investment provides and will have been sent a letter regarding this. If you have any questions, you can call our Customer Account Management Team on 0800 022 4443 between 9am and 5pm Monday to Friday.

Find out more about our solutions
 
Our guarantees explained

Enjoy a more certain retirement, with a pension that offers the flexibility you need for life’s surprises.

You shouldn’t have to gamble with your future. That’s why we designed our flexible guarantees to give you greater certainty that the retirement you’ve planned for is the one you get.

Our guaranteed solutions include:

  • A guaranteed capital amount – a lump sum at the end of your chosen term 

or,

  • A guaranteed level of income for life – get a regular source of money

as well as:

  • A guaranteed death benefit, providing you with peace of mind
A guaranteed level of income for life

Life runs more smoothly when you have a plan. Our Secure Income Option provides a guaranteed level of income for life. This means you’ll always know what your minimum level of income will be, giving you the ability to better plan for the future. You can either begin taking your income today or keep saving until you’re ready. Unlike many annuities, your income has the potential to grow.

How can I benefit? 

  • A known minimum level of income for life
  • Protects your income from market downturns
  • Potential to increase your guaranteed benefit on a daily basis
  • Ability to start, stop and re-start your income whenever you need to – and an annual compound % increase, applied daily, whenever you’re not taking an income 
  • Flexibility to access your investment if you need to
     

How do I start saving? 

  • Transfer your existing pension
  • Pay in a lump sum

 

You have the option to make regular or ad hoc payments. 

To find out more about our Retirement Portfolio, it’s important to speak to your Financial Adviser. You can find a trusted adviser at unbiased.co.uk.

Protect a lump sum amount for the future

Knowing you have a secure nest egg can give you great peace of mind. If you’re looking to preserve your money for the future, our Secure Capital Option delivers the certainty of a guaranteed capital lump sum in the future.

How can I benefit? 

  • A guaranteed capital lump sum at the end of your chosen term, regardless of market downturns
  • Flexibility to access your investment if you need to
  • Potential to increase your guaranteed benefit on a daily basis 
  • A medium to long-term investment  
     

How can I fund this? 

  • Transfer your existing pension
  • Pay in a lump sum  

 

You also have the option to make ad hoc payments. 

To find out more about our Retirement Portfolio, it’s important to speak to your Financial Adviser. You can find a trusted adviser at unbiased.co.uk.

Important information
The value of your investment, and any income taken from it, can go down as well as up and you may get back less than you invested.
The MetLife Secure Capital Option provides a guaranteed death benefit or amount at the end of a chosen term. If you switch out or cash in your investment before the end of this term, you will receive the underlying value of your investment.
The MetLife Secure Income Option provides a guaranteed level of income for life and death benefit. If you switch out or cash in your investment you will receive the underlying value of your investment.
Any payment you ask MetLife to make from your policy to a Financial Adviser will reduce the value of your investment, and proportionately, any amounts guaranteed.