Bonds

Make the most of your savings. If you’re saving for something specific an investment bond could be the right choice.

  • Choose from a guaranteed level of income for life or a guaranteed lump sum 
  • A tax-efficient medium to long-term investment - UK (onshore) or International (offshore) options are available
  • Protect your income or capital against market downturns 
  • Potential to increase your guaranteed benefits on a daily basis
  • Flexibility to access your investment if you need to
  • Have peace of mind with a guaranteed death benefit
Find out more about Investment Bond Portfolio
Our Investment Bond Portfolio explained

Build a tailored, tax-efficient investment that’s structured around your financial needs.

Our Investment Bond Portfolio allows you to protect your investment with one of our guarantee options. These can provide you with the certainty of a guaranteed capital amount, a guaranteed level of income for life, or a level of investment protection.

Benefits:

  • Take up to 5% of your initial investment per annum, tax deferred
  • Receive help with legacy planning through a trust arrangement
  • A guaranteed death benefit, providing you with peace of mind
Investment Options

Our Investment Bond Portfolio is a single premium, unit-linked, whole of life insurance policy. You can choose from a range of risk rated investments including our range of guarantees to help protect your savings. UK (onshore) and International (offshore) options are available.

Our investment options include:

Secure Capital Option

  • A guaranteed capital lump sum at the end of your chosen term, regardless of market downturns    
  • Flexibility to access your investment if you need to
  • Potential to increase your guaranteed benefit on a daily basis
  • A medium to long-term investment

 

Secure Income Option

  • A known minimum level of income for life
  • Protects your income from market downturns
  • Potential to increase your guaranteed benefit on a daily basis
  • Ability to start, stop and re-start your income whenever you need to – and an annual compound % increase, applied daily, whenever you’re not taking an income 
  • Flexibility to access your investment if you need to

 

Non-guaranteed risk-rated investments

You can also invest in one of our non-guaranteed funds or Protected Growth Funds, with the flexibility to choose a different option at any time. By choosing from a range of investment options, you can build a pension plan structured around your personal, financial and tax needs.

To find out more about our Investment Bond Portfolio, it’s important to speak to your Financial Adviser. You can find an adviser at unbiased.co.uk.

 
Important information
The value of your investment, and any income taken from it, can go down as well as up and you may get back less than you invested.
The MetLife Secure Capital Option provides a guaranteed death benefit or amount at the end of a chosen term. If you switch out or cash in your investment before the end of this term, you will receive the underlying value of your investment.
The MetLife Secure Income Option provides a guaranteed level of income for life and death benefit. If you switch out or cash in your investment you will receive the underlying value of your investment.
Any payment you ask MetLife to make from your policy to a Financial Adviser will reduce the value of your investment, and proportionately, any amounts guaranteed.
Although you can access the funds at any time, you should consider an Investment Bond Portfolio as a medium to long-term investment, ideally five years or more.