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MetLife
38 Kennedy Avenue,
1507 NICOSIA - CYPRUS
Tel.: +357 22845845
Fax: +357 22845606
Email: contact@metlife.com
Critical Illness Program EXTRA SECURE
Nowadays with the rapid advances in medical research and treatments, the chances of surviving a serious medical condition are quite high. However, the costs associated with treatment have risen significantly and the chance of financial loss due to staying out of work is high.
MetLife’s Extra Secure plan provides critical financial support in times of great stress resulting from a Critical Illness and enables you and your family to focus on your recovery and continue to live life to the full.
Benefit Description
When an Insured Person is diagnosed to be suffering from a covered Critical Illness, we shall pay the Sum Assured as stated in the Policy Speciation page provided that:
a) the covered Critical has commenced at least 90 days after the day of issue day or its re-instatement
b) the Insured Person survives for at least 30 days following the diagnosis
In addition, the program offers personalized 2nd Medical Opinion and case management from renowned medical centers in the US specializing in the treatment of serious illness
Key Benefits of Extra secure
- It provides peace of mind and financial support without compromising your family’s lifestyle and financial stability
- It provides a lump sum payment in which is not related with medical expenses, it does not require you to be hospitalized and is payable independently of any other benefits
- Available to all occupational classes without any limitations
- It provides 2nd medical opinion or case management consultation from renowned medical centers in the US specializing in the treatment of serious illness.
- A lump-sum benefit payment to use as you see fit
Program Characteristics
- Entry age : 18 to 64 years old
- Cover expiration age : 65
- Minimum Sum Insured: €5.000
- Maximum Sum Insured €200.000
- Waiting period : 90 days
- Survival period: 30 days
|
Covered Illnesses |
7 Illnesses
|
32 Illnesses |
1 |
Major Cancers |
√ |
√ |
2 |
Heart attack |
√ |
√ |
3 |
Coronary artery by-pass surgery |
√ |
√ |
4 |
Stroke |
√ |
√ |
5 |
Kidney failure |
√ |
√ |
6 |
Blindness |
√ |
√ |
7 |
Major Organ/Bone marrow Transplantation |
√ |
√ |
8 |
Paralysis |
- |
√ |
9 |
Coma |
- |
√ |
10 |
Deafness |
- |
√ |
11 |
Loss of speech |
- |
√ |
12 |
Parkinson’s disease |
- |
√ |
13 |
Alzheimer’s diseases |
- |
√ |
14 |
Multiple sclerosis |
- |
√ |
15 |
Heart valve surgery |
- |
√ |
16 |
End stage lung disease |
- |
√ |
17 |
End stage liver failure |
- |
√ |
18 |
Major burns |
- |
√ |
19 |
Surgery of aorta |
- |
√ |
20 |
Aplastic anemia |
- |
√ |
21 |
Fulminant hepatitis |
- |
√ |
22 |
Primary pulmonary hypertension |
- |
√ |
23 |
Poliomyelitis |
- |
√ |
24 |
Bacterial meningitis |
- |
√ |
25 |
Encephalitis |
- |
√ |
26 |
Benign brain tumor |
- |
√ |
27. |
Major head trauma |
- |
√ |
28. |
Terminal illness |
- |
√ |
29. |
Appalic syndrome |
- |
√ |
30. |
Other serious coronary artery disease |
- |
√ |
31. |
Progressive scleroderma |
- |
√ |
32. |
Systemic Lupus erythematosus with lupus nephritis |
- |
√ |
This insurance cover is classified under Accident & Health. Any product or insurance description in this document is for information purposes only and should not be relied upon to justify coverage in any situation. Scope and terms are subject to the terms and conditions of the policy which are available on request.