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Discover MortgageSafe: protection for mortgage repayments

Everyone should be able to protect their home. But whether your client’s a first-time buyer or are returning to the property market after some time away – it’s not just an affordable* policy they need – we want to provide them with the cover they deserve.

That’s where MortgageSafe comes in.

Download the brochure

Tackling the cost-of-living crisis

Read how MortgageSafe could provide affordable* mortgage protection.

Client spotters guide

Find out who MortgageSafe could help the most in our handy client guide

MortgageSafe flyer

Read about the key benefits of MortgageSafe in our simple guide

Benefits

Whether they’re at the start of their career, a first-time buyer, self-employed, rely on one income to pay their mortgage, or are simply looking for a way to protect one of their most valuable assets, then MortgageSafe could provide the affordable* protection they’re looking for.

More flexible

- Core: accident-only cover
- Essential: accident and illness cover
- Optional Child Cover available

More personal

- 12 or 24 months of cover on Essential policies
- For mortgage repayments between £200-£1,500 per month
- Covers up to 110% of the value of your monthly repayments

More simple

- No underwriting on Core cover
- Only five health questions for Essential cover
- No family history required

More benefits

- Backdated benefit pay to day one
- A short four-week deferral period when a claim is made
- Unlimited number of claims

Learn more about MortgageSafe

Find out the key features and benefits MortgageSafe offers, and see how it could help your clients protect their home repayments.

MortgageSafe is an innovative policy, and the pricing is very competitive. And because the underwriting only looks-back over the past year, it can protect many people who haven’t been able to take out other forms of illness protection with the cover they need.

What do advisers think about MortgageSafe?

Protection adviser, April 2022 

MortgageSafe is an innovative policy, and the pricing is very competitive. And because the underwriting only looks-back over the past year, it can protect many people who haven’t been able to take out other forms of illness protection with the cover they need.

Optional Child Cover

If there are children in the family, there’s also the option to add Child Cover for £3 per month. It’s not linked to your mortgage and provides lump sum payments if your child has an accident or falls ill.

Download the Child Cover guide

Child Cover benefits include:

Broken bones

£500 per major bone, £100 per minor bone

Cancer

£10,000 per child per diagnosis

Hospitalisation

£50 per 24-hour period (illnesses covered once the policy is 12 months old)

 

*Affordability is dependent on individual circumstances, and MortgageSafe may not provide the cheapest or most affordable option in all cases.