Trustee Retirement Portfolio

Guarantees

The Trustee Retirement Portfolio offers three optional guarantees, each designed to meet specific circumstances and needs. To find out more, simply click on the relevant option below.

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A Capital Guarantee

The Secure Capital Option ensures your initial investment is protected so you can be certain of the value of your pension investment at a date in the future. If the market should fall, your initial investment amount will be unaffected. Plus, if the market should rise, you can benefit from fund growth by capturing increases at regular Secure Capital Reviews. Choose from either annual (up to 10%) or two and a half yearly (unlimited gains) reviews.

An Income Guarantee

If you are looking for a pension investment which produces an income now or at some point in the future then our Secure Income Option could fit the bill as it provides you with a guaranteed minimum income for life. If the market should fall, your minimum income for life will be unaffected, as it’s guaranteed. Plus, if the market should rise, you can benefit from this fund growth by capturing the increases at regular Secure Income Reviews. You can choose either annual (up to 10%) or two and a half yearly (unlimited gains) reviews.

A Deferred Income Guarantee

If you don’t require income immediately, the Secure Income Option allows you to benefit from guaranteed annual step-ups. These increase the base on which we will calculate your guaranteed income so when you do take income it will be higher.

Guaranteed Death Benefit – All of our guarantees also provide a valuable guaranteed death benefit. This means your beneficiaries can also benefit from the safety net of our guarantees, so they won’t suffer if the value of your investment suddenly drops.

Please contact your Financial Adviser to find out more about our guarantees and to discuss which option is suitable for you.

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For Retirement Products

To ensure you make the right decisions to help you to achieve your financial freedom, you should contact your independent financial adviser (IFA).

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How the Trustee Retirement Portfolio works

Products & Services

Make sure you read this Special Report by Dr. Ros Altmann for a complete understanding of the issues affecting you in retirement - what's changed, why and what to do next.

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