Retirement Portfolio

Overview
FAQ

Overview

What is the MetLife Retirement Portfolio?

The MetLife Retirement Portfolio is a personal pension at heart, however to make it fit with your specific needs, it offers a range of additional features which can be adapted to suit your unique situation.

Guarantee Options

The Retirement Portfolio offers three optional guarantees to provide you with added peace of mind, which:

lock in investment growth
provide a guaranteed income in the future
provide a guaranteed income now

Furthermore, each of the above also carries a valuable guaranteed minimum death benefit.

Investment Options

We offer a number of investment options suitable for the cautious to the adventurous investor.

To find out more about the MetLife Retirement Portfolio speak to your Financial Adviser.

FAQ

Who is MetLife Europe Limited?

MetLife Europe Limited is a member of the MetLife group of companies. The MetLife companies (MetLife, Inc. and its affiliates) operate around the world under the brand MetLife. The MetLife companies are a leading provider of insurance and other financial services to individual and group customers.

MetLife Europe Limited is authorised to provide retirement and long-term saving solutions, which can be obtained through Financial Advisers.

Who would benefit from the MetLife Retirement Portfolio?

As the MetLife Retirement Portfolio has a number of features including consolidation and income options it can suit many people both at an early stage of their retirement planning or at the point of retirement. Examples include:

Where you have built up significant pension funds and wish to protect yourself against market falls
Where you are approaching retirement and don’t want to take chances with your fund or future income
Where you are retiring and want the flexibility of income drawdown but the certainty of a fixed annuity
Where you have taken income drawdown, but wish to protect yourself against market falls, and the impact this would have on your income

The MetLife Retirement Portfolio also includes a number of investment and guarantee options which can suit all types of investors from those seeking active investments or are risk averse.

There seem to be a number of different options – what if I only need a straightforward personal pension?

The MetLife Retirement Portfolio is, by definition, a personal pension and a simple one at that. However, to deal with more complex situations where people need the reassurance of a guarantee then it becomes more than just a personal pension.

Why so many choices?

When people choose our products we want them to be confident in that decision for the rest of their lives. This means our products need to adapt as needs, priorities, and attitudes to risk change. We don’t expect everyone to consider or even need this flexibility right away, but it’s there when they do.

How do the guarantees work?

They are simpler than you might think. Visit the MetLife Retirement Portfolio Guarantees page or visit the Resource Centre page to download some useful literature.

Aren’t guarantees expensive?

It is true that guarantees carry an extra charge. However, firstly it is explicit so you can see exactly what you are paying, and secondly you decide with your adviser the value the guarantee offers to you.

What is your experience with guarantees?

We have built up vast knowledge and expertise by providing guarantees in the United States and we can now make a difference in the UK.

Can I change my mind on the options I've chosen?

You can switch out of your option at any fund review date (every year or every two and a half years as applicable). You can select another guarantee again after six months.

MetLife sell their products through Independent Financial Advisers to ensure that they are right for you and your individual circumstances. To find out more talk to your Financial Adviser or to find one near you click here.

Find an Adviser

To ensure you make the right decisions to help you to achieve your financial freedom, you should contact your independent financial adviser (IFA).

Find an IFA via unbiased.co.uk

Useful Information

To get more information relating to our products and expertise, visit the

Resource Centre

Guarantee your income
for life

Products & Services

Concerned about retirement?

Make sure you read this Special Report by Dr. Ros Altmann for a complete understanding of the issues affecting you in retirement - what's changed, why and what to do next.

Click here