Guarantees
The Retirement Portfolio offers three optional guarantees, each designed to meet specific circumstances and needs.
You can guarantee your capital and also lock in investment gains at regular intervals. At maturity you can be secure in the knowledge that you will receive either the greater of the guaranteed value, or the fund's full value at maturity, no matter what happens in the markets.
If you are nearing retirement and would like to know what income you will receive in the future, you can opt for the Deferred Secure Income Option guarantee. You can then guarantee your minimum future income, and watch it increase by at least 3% each year during the deferral period.
If you are ready to retire, the immediate Secure Income Option guarantee provides you with a minimum income right from the start and allows you to benefit from market growth which is locked in at regular intervals.
Guaranteed Death Benefit
All of our guarantees also provide a valuable guaranteed death benefit.
Please contact your Financial Adviser to find out more about our guarantees and to discuss which option is suitable for you.
To ensure you make the right decisions to help you to achieve your financial freedom, you should contact your independent financial adviser (IFA).
Find an IFA via unbiased.co.ukTo get more information relating to our products and expertise, visit the
Guarantee your income
for life
Concerned about retirement?
Make sure you read this Special Report by Dr. Ros Altmann for a complete understanding of the issues affecting you in retirement - what's changed, why and what to do next.
