The MetLife Investment Bond Portfolio is a single premium, unit-linked, whole of life insurance bond. You can choose from a range of risk rated investments, enabling you to build a tailored investment, structured around your personal circumstances and your future financial needs.
The Investment Bond Portfolio also allows you to protect your investment with one of MetLife’s guarantee options, which can provide you with the certainty of a guaranteed capital amount, a guaranteed income for life, or alternatively a level of investment protection.
The Investment Bond Portfolio aims to:
To find out more about the right option for you, it’s important to speak to your Financial Adviser. You can find a trusted adviser at unbiased.co.uk.
The MetLife Investment Bond Portfolio is a single premium, unit-linked, whole of life investment bond. You can invest in the portfolio whether you’re an individual, trustee or private limited company.
By choosing from a range of investment options within your MetLife Investment Bond Portfolio, you can tailor your investment around your personal circumstances and financial needs and bring greater certainty to your future. Your three options are:
Capital Guarantee Option
Income Guarantee Option
Protected Growth Option
Guaranteed Death Benefit
Our Guaranteed Death Benefit provides you with the reassurance that the people you care about will also benefit from the safety net of our guarantees.
To ensure that you get the most from your money, we can help you save tax in a fair, honest and efficient way. There are a number of ways you can ensure you only pay the tax you need:
Tax Maximiser Option
This option allows you to withdraw the maximum allowable tax-free amount from your investment each year. This means, if your bond has grown in value, your annual 5% allowance will be recalculated based on your new higher rebased figure, allowing you to take a higher income without incurring a tax liability.
International Bond Option
If you are planning to move abroad before or after you retire, you can take your investment as an International Bond, ensuring you pay no UK tax on growth.
Please note, the term 'income' refers to withdrawals of capital.
For more information, download our Investment Bond Portfolio Brochure.